TGHusker Posted September 26 Share Posted September 26 I didn't see a thread on this and thought I'd start one. Have any of you invested in a Total Market Index fund (mutual or ETF) that has performed well for you - and that doesn't cost an arm and leg? Quote Link to comment
RedDenver Posted September 26 Share Posted September 26 Yes, Vanguard has that exact fund and I think still the lowest costs in the industry: https://investor.vanguard.com/investment-products/mutual-funds/profile/vtsax Quote Link to comment
TGHusker Posted September 26 Author Share Posted September 26 1 hour ago, RedDenver said: Yes, Vanguard has that exact fund and I think still the lowest costs in the industry: https://investor.vanguard.com/investment-products/mutual-funds/profile/vtsax thanks - that is one I was looking at. That or the ETF version of it. Quote Link to comment
TGHusker Posted September 26 Author Share Posted September 26 I'll ask another question: What is a better investment instrument ETF or a Mutual Fund? Quote Link to comment
RedDenver Posted September 27 Share Posted September 27 21 hours ago, TGHusker said: I'll ask another question: What is a better investment instrument ETF or a Mutual Fund? I don't think either is "better" because it depends on what you're planning to use them to do. I'd lean towards MF because I am a long term investor and make rebalances/trades only a couple times a year. ETF are better if you're making more frequent trades. Here's a good description of the differences: https://www.investopedia.com/articles/exchangetradedfunds/08/etf-mutual-fund-difference.asp 1 Quote Link to comment
teachercd Posted Friday at 10:37 PM Share Posted Friday at 10:37 PM Second what RedDenver said. 1 Quote Link to comment
admo Posted Saturday at 06:21 AM Share Posted Saturday at 06:21 AM Invest in a good scooter. In 4-8 years, fuel prices will be $5 per gallon everywhere in the US. One gallon. Just to drive to get donuts on Sunday. Or grab a few things at the Supermarket for lunch. Or maybe it's just 8 miles down the road to get to work. And it all adds up. Don't get any Scooter made from China. It's crap. Japanese Scooters (Honda, Yamaha) are good, and Taiwanese (SYM, Lance, Genuine) are super solid. Italian scooters are good (Vespa) but extremely over priced. Also, it will be a waste of time to get a 50cc Scooter. They can only go 30mph, and even slower up a hill (think 15-23 mph in one or 2 lane traffic). However, 50cc is allowed without needing a motorcycle license. Because it doesn't have the horse power or burst of speed. If you invest, make sure you get anything 125cc (minimum) and up. You want to have to ability to drive 40-60mph if needed. Often times in 30 or 45mph speed limit zones, it is needed to have that kind of power. You are going to get 70-85 miles per gallon. You will need to get a motorcycle license. You will have to weatherize your Scooter in colder months (oil, battery, etc). And you won't enjoy riding in the rain. Having said that, you will love riding a scooter. And maybe a motorcycle is more your liking. And that's awesome too! But if we are talking about investments, why not a scooter or motorcycle? As long as you take care of it and enjoy it, you won't have to worry about wasting money on fuel, when you can spend it on booze and pizza instead. Just hop on and let's go for a ride - to the liquor store and grab a slice of pepperoni ! Or taco bell ! 1 Quote Link to comment
teachercd Posted Saturday at 12:03 PM Share Posted Saturday at 12:03 PM I would get a scooter but I also want to have sex again in my lifetime. So it is kind of a tough call. 1 1 Quote Link to comment
admo Posted Monday at 09:58 PM Share Posted Monday at 09:58 PM Ha! Always choose sex over scooters 1 Quote Link to comment
Apsu Posted Tuesday at 05:10 PM Share Posted Tuesday at 05:10 PM For those that are Scalpers or Day Traders, anyone in the market today? Quote Link to comment
Nebfanatic Posted yesterday at 02:46 PM Share Posted yesterday at 02:46 PM On 9/28/2024 at 1:21 AM, admo said: Invest in a good scooter. In 4-8 years, fuel prices will be $5 per gallon everywhere in the US. One gallon. Just to drive to get donuts on Sunday. Or grab a few things at the Supermarket for lunch. Or maybe it's just 8 miles down the road to get to work. And it all adds up. Don't get any Scooter made from China. It's crap. Japanese Scooters (Honda, Yamaha) are good, and Taiwanese (SYM, Lance, Genuine) are super solid. Italian scooters are good (Vespa) but extremely over priced. Also, it will be a waste of time to get a 50cc Scooter. They can only go 30mph, and even slower up a hill (think 15-23 mph in one or 2 lane traffic). However, 50cc is allowed without needing a motorcycle license. Because it doesn't have the horse power or burst of speed. If you invest, make sure you get anything 125cc (minimum) and up. You want to have to ability to drive 40-60mph if needed. Often times in 30 or 45mph speed limit zones, it is needed to have that kind of power. You are going to get 70-85 miles per gallon. You will need to get a motorcycle license. You will have to weatherize your Scooter in colder months (oil, battery, etc). And you won't enjoy riding in the rain. Having said that, you will love riding a scooter. And maybe a motorcycle is more your liking. And that's awesome too! But if we are talking about investments, why not a scooter or motorcycle? As long as you take care of it and enjoy it, you won't have to worry about wasting money on fuel, when you can spend it on booze and pizza instead. Just hop on and let's go for a ride - to the liquor store and grab a slice of pepperoni ! Or taco bell ! Where do I put the china cabinet in picked up off of Facebook marketplace though? Quote Link to comment
Nebfanatic Posted yesterday at 02:50 PM Share Posted yesterday at 02:50 PM 21 hours ago, Apsu said: For those that are Scalpers or Day Traders, anyone in the market today? My coworker does swing trading. From what I understand is make sure to take your wins and cut your losses otherwise you will find yourself in a bad position 10 times out of 10. Every time he loses money it's because he held on too long in hopes of a better outcome. Every time he wins he says he could have hit for bigger if he'd stayed in longer and I always tell him think about the money you made not the money you missed out on. It's pretty brutal I can imagine. Quote Link to comment
Apsu Posted 23 hours ago Share Posted 23 hours ago 5 hours ago, Nebfanatic said: My coworker does swing trading. From what I understand is make sure to take your wins and cut your losses otherwise you will find yourself in a bad position 10 times out of 10. Every time he loses money it's because he held on too long in hopes of a better outcome. Every time he wins he says he could have hit for bigger if he'd stayed in longer and I always tell him think about the money you made not the money you missed out on. It's pretty brutal I can imagine. Your coworker is exactly correct, as we have learned time and time again. My wife describes trading as the redistribution of wealth from the impatient to the patient. Did well buying gold and selling US30 yesterday, but with all the news going on we were scared. Only a couple minor trades today, we made a small amount buying gold. If you are feeling brave, you can try a demo account! Go to Sway, or (sorry about the name) Longhorn. 1 Quote Link to comment
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