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Here is my idea, and I'm prepared for people to hate it so here goes... There are 12 Division 1 conferences so each champion from each conference gets an automatic spot and then 4 "wildcards" with no more than 2 from each conference in the playoffs. You automatically go to the highest ranked teams, i.e LSU wins the SEC and Alabama gets the wildcard because it did not win it's conference, but is the highest non automatic bid, and Arkansas would not get in because Alabama and LSU have used up 2 spots. The other teams still go to the bowls that their conferences are affiliated with, Michigan State to Rose Bowl because Wisconsin won the B1G so they go to the play off, etc. You seed the teams in the playoff according to their rankings, LSU plays the Sun Belt Champs (whoever they are,lol), and so on. Then you will have a real winner and not have someone in the MNC who didn't even play in their conference champ game. (And I am aware of 2001, and even though I love my Huskers, it was wrong)