In Sagrin's defense, his ratings usually are pretty accurate at the end of the season. If you go to the actual site he offers a very detailed explanation of how the system works but a quick cover on it is this: The ratings are 50% based on wins and losses only, the Elo Chess rankings. Elo Chess are the rankings he turns into the BCS. The other 50% factors in margin of victory/defeat in with wins and losses, Pure Points, also known as the Predictor. Therefore the rankings you see there are the combination of both what you have done in the season, and how the computer thinks you will fare in the future. Losing to Texas by 7 and Missouri beating then #1 Oklahoma at the time by 9 is what is making their predictor score better than ours. Hopefully that help explains why we are behind them by, read his page for the official description.