It's 100% accurate, room and board is part of the scholarship and paid no matter if the athlete lives on or off campus.
Basically the extra 3,600 is fun money so the NCAA can say the athletes are paid. Once someone factors in the "20" hours a week the player can use outside of practice for film study, etc. we will see outcry that they are making less than minimum wage and this debate will start all over again.
That's just it, if they want to factor in the "20" hours, then NCAA can come back and factor in the Scholarship "money and etc." that they are getting each year and I wouldn't doubt that they make more then I do.