I've been an Xbox user since the first one came out and had a 360 after that. This time around I was really hoping Sony would knock it out of the park so I could get a PS4. Most of MS policies rubbed me the wrong way...until I really thought about it.
1. Always Online: I have a bonified badass gaming PC. Always online has never been a negative in that respect. Imo, as these systems evolve, almost all games will eventually go this route. Not to mention you're going to need a steady connection for ANY type of multiplayer...and Destiny. Whoa momma!
2. Used Games: I haven't bought a used game in years and never sell my games. (You can't do this with steam or PC anyway) As far lending goes? At least I won't have to worry about my cheap ass, dead beat friends borrowing my sh#t and then hunting it back down a year later.
3. Worried about the Kinect spying on you? Don't do blow and bang hookers in front of the console.
One last thing: Disc based games are going the way of the dodo. I haven't bought a physical copy of a PC game in about 5 years. Even the 'big' ones come as downloads that are usually cheaper than the physical copy anyway, and you never have to worry about it getting scratched or lost. So when Sony throws up this picture, and it says 'disc based games' at the bottom, they're actually saying the same thing MS has been saying. "It's the publishers decision."
Just my 2 cents.