The P&R Plague Thread (Covid-19)

[Archy1221]

35 minutes ago, BigRedBuster said:

The first graph in this article just about makes me want to puke.  There is ABSOLUTELY no reason why this is like this other than people yelling SOCIALISM!!!!  Every time the subject is brought up.

 

LINK

 

 

“The average U.S. resident paid $1,122 out-of-pocket for health care, which includes expenses like copayments for doctor’s visits and prescription drugs or health insurance deductibles. Only the Swiss pay more; residents of France and New Zealand pay less than half of what Americans spend.“
 

$500 difference in out of pocket expenses between citizens in most of the countries compared to US. We prob save that much in less taxes to account for the difference. 

[BigRedBuster]

2 minutes ago, Archy1221 said:

Great benefit you provide.  

I've lost employees or potential employees because I don't have good enough health insurance. 

[Archy1221]

40 minutes ago, BigRedBuster said:

The first graph in this article just about makes me want to puke.  There is ABSOLUTELY no reason why this is like this other than people yelling SOCIALISM!!!!  Every time the subject is brought up.

 

LINK

 

 

“Worse health outcomes and shorter life expectancy appear related to risk factors and disease burden. More than one-quarter of U.S. adults report they have ever been diagnosed with two or more chronic conditions such as asthma, diabetes, heart disease, or hypertension during their lifetime compared to 22 percent or less in all other countries. This rate is twice as high as in the Netherlands and the U.K.”

 

Like I have said before, Diet affects outcomes quite a bit.  

[BigRedBuster]

4 minutes ago, Archy1221 said:

“The average U.S. resident paid $1,122 out-of-pocket for health care, which includes expenses like copayments for doctor’s visits and prescription drugs or health insurance deductibles. Only the Swiss pay more; residents of France and New Zealand pay less than half of what Americans spend.“
 

$500 difference in out of pocket expenses between citizens in most of the countries compared to US. We prob save that much in less taxes to account for the difference. 

Just to clarify on the bolded.  That's an opinion that is not backed up.

Just now, Archy1221 said:

“Worse health outcomes and shorter life expectancy appear related to risk factors and disease burden. More than one-quarter of U.S. adults report they have ever been diagnosed with two or more chronic conditions such as asthma, diabetes, heart disease, or hypertension during their lifetime compared to 22 percent or less in all other countries. This rate is twice as high as in the Netherlands and the U.K.”

 

Like I have said before, Diet affects outcomes quite a bit.  

Which, may be directly related to the lack of healthcare the insurance company is willing to provide.

[knapplc]

14 minutes ago, BigRedBuster said:

Personally, I wish healthcare wasn't tied to a person's job.

 

 

Same! This system is absurd. Employers should have zero to do with the healthcare of American citizens. 

[BigRedBuster]

1 minute ago, knapplc said:

 

Same! This system is absurd. Employers should have zero to do with the healthcare of American citizens. 

Which...if we really want to look at how we got here.....thanks Unions!!!!

[Archy1221]

18 minutes ago, BigRedBuster said:

Not in my area.  I have to do that to be competitive for employees.

 

Personally, I wish healthcare wasn't tied to a person's job.

 

Just one more reason why I would love to seriously consider Medicare for all.

What’s your tax deduction for the benefit? In general 

[BigRedBuster]

3 minutes ago, Archy1221 said:

What’s your tax deduction for the benefit? In general 

I'm not the accountant.

 

But, being OK with a huge expense because you can write it off is a pretty piss poor way of managing.

[knapplc]

4 minutes ago, BigRedBuster said:

Which...if we really want to look at how we got here.....thanks Unions!!!!

 

Eh. Maybe tangentially, but the driving force was the tax breaks employers received through post-war incentives after WW II.  

[BigRedBuster]

Just now, knapplc said:

 

Eh. Maybe tangentially, but the driving force was the tax breaks employers received through post-war incentives after WW II.  

It was originally pushed hard by the unions.  It became mainstream through the tax code.

[Archy1221]

15 minutes ago, BigRedBuster said:

Why is that?  It's a very important point that's another huge part of the equation.  I can probably name at least 3-4 kids that I know in the last few years who applied for medical school and was denied.  These kids did NOT have problems with academics.  

There are bright kids who want to be doctors but medical schools aren't letting them in.

LOL....I try not to be.

 

But...no, I'm in private industry.

There are only so many slots allotted and I don’t know why those slots can’t be increased.   It that does show how brilliant the talent pool is of the US physician population is though.  
 

In the industry I work in, I speak with many physicians that are sons and grandsons of physicians that are promoting other careers for their kids instead of medicine.  
 

Pay cuts, QOL, and fear of more drastic changes are reasons given to me.  Their kids can work CIS careers, Finance, Law and do just as well financially without the headaches 

[Archy1221]

5 minutes ago, BigRedBuster said:

I'm not the accountant.

 

But, being OK with a huge expense because you can write it off is a pretty piss poor way of managing.

I’ve never owned a business so I’m genuinely asking.  
 

And it’s something you should have a general idea about I would think.  I would want to know what type of tax breaks I get if I were in your shoes. 
 

Are you ok with Depreciation write offs on large expenses? 

[BigRedBuster]

8 minutes ago, Archy1221 said:

Pay cuts, QOL, and fear of more drastic changes are reasons given to me.  

Interestingly, more Drs improves QOL.  Reduce cost of medical school and the pay cuts aren't nearly as big of an issue.

 

I know many Drs, bankers and lawyers.  On average, Drs aren't going to leave the medical field and increase their pay by going to those fields.

[BigRedBuster]

4 minutes ago, Archy1221 said:

I’ve never owned a business so I’m genuinely asking.  
 

And it’s something you should have a general idea about I would think.  I would want to know what type of tax breaks I get if I were in your shoes. 
 

Are you ok with Depreciation write offs on large expenses? 

I'm sure it's written off as a business expense.  But, if I'm going to manage the business to get a write off for an expense, I'm going to be spending one HELL of a lot of money.  There's a reason why businesses don't do that.  Increase my expense and I make less money.  So what if I can write it off.

[Archy1221]

1 minute ago, BigRedBuster said:

Interestingly, more Drs improves QOL.  Reduce cost of medical school and the pay cuts aren't nearly as big of an issue.

 

I know many Drs, bankers and lawyers.  On average, Drs aren't going to leave the medical field and increase their pay by going to those fields.

I didn’t say They are leaving   They are pushing their kids into other career choices because of the reasons I listed.