B.B. Hemingway Posted May 19, 2021 Share Posted May 19, 2021 5 minutes ago, Born N Bled Red said: Yeah, no it doesn't Well.... It does. 1 Link to comment
Born N Bled Red Posted May 19, 2021 Share Posted May 19, 2021 3 minutes ago, B.B. Hemingway said: Well.... It does not FIFY Link to comment
B.B. Hemingway Posted May 19, 2021 Share Posted May 19, 2021 2 minutes ago, Born N Bled Red said: Good one. So you don't think people making $15/hr have homes, health insurance, etc., even though it happens across the country? 1 1 Link to comment
Born N Bled Red Posted May 19, 2021 Share Posted May 19, 2021 Just now, B.B. Hemingway said: Good one. When was the last time you made $15/ hr? Link to comment
B.B. Hemingway Posted May 19, 2021 Share Posted May 19, 2021 5 minutes ago, Born N Bled Red said: When was the last time you made $15/ hr? If I still worked in manufacturing like I used to, I wouldn't be making much more than that locally. Link to comment
Born N Bled Red Posted May 19, 2021 Share Posted May 19, 2021 10 minutes ago, B.B. Hemingway said: So you don't think people making $15/hr have homes, health insurance, etc., even though it happens across the country? On one 40hr/ week job, no overtime. And without government assistance. No. Link to comment
B.B. Hemingway Posted May 19, 2021 Share Posted May 19, 2021 15 minutes ago, Born N Bled Red said: On one 40hr/ week job, no overtime. And without government assistance. No. I don't know what to tell you. There's literally hundreds, if not thousands that do it in the small town I live in. 1 Link to comment
Born N Bled Red Posted May 19, 2021 Share Posted May 19, 2021 $15/ hr is $2,400 monthly assuming four 40 hr weeks. After tax, you're looking at $1,801 take home. https://smartasset.com/taxes/nebraska-paycheck-calculator#IT0Rc2fc7R Let's say they pay $500/ a month in rent. Which is about average in the little town of 800 I live in. So now, we have $1301. Let's add in a $200 car payment (on a high mileage vehicle requiring frequent repairs, $50 car insurance payment (liability only), and lets say they fill their gas tank once a week at $35 per pop ($140 monthly). Now we got $911 left. Utilities in this old small town house with terrible insulation run about 300/ month. Now down to $611. Individual health insurance premium $456 https://www.ehealthinsurance.com/resources/individual-and-family/how-much-does-individual-health-insurance-cost. Now we are down to $155. Single line phone bill $60. Now down to $95 for the month for food, entertainment, medical bills, dental bills, eye care, unexpected vehicle, appliance breakdowns, retirement contributions etc. No one is making it on a single $15 an hour 40 hr/ week anywhere without a second job, government assistance, or lots of overtime. If you think they are, you're not seeing the whole picture. Don't know how much more I can break it down for you. 1 1 Link to comment
Archy1221 Posted May 19, 2021 Share Posted May 19, 2021 7 hours ago, Born N Bled Red said: High schoolers don't work any more, sorry, but its the truth. Try finding a babysitter let alone hiring one for a job. A cook won't work for that much, and 3) the $10 an hour wage for tipped staff doesn't account for the totality of the compensation, so no it does no such thing as nullify the first 2. Secondly, you bet the market dictated that you needed to increase your expected wages. Just like it is doing all across the country right now. However now all we hear is about is unemployment ruining the job market. Funny how "the market" is amazing until the people in power/ with wealth are the ones who lose due to "the market." As a parent with a high school senior you are incorrect. He works as do everyone of his friends even while playing sports. 2 Link to comment
Born N Bled Red Posted May 19, 2021 Share Posted May 19, 2021 13 minutes ago, Archy1221 said: As a parent with a high school senior you are incorrect. He works as do everyone of his friends even while playing sports. Thats awesome, what do they do? Link to comment
Born N Bled Red Posted May 19, 2021 Share Posted May 19, 2021 Its awesome you two both have great anecdotes about kids working that buck the national statistics on youth employment. What's more as I said earlier, a summer detasseling or pool job is not the same as regular year round part time employment. Link to comment
Archy1221 Posted May 19, 2021 Share Posted May 19, 2021 2 hours ago, Born N Bled Red said: If you are taxed with using your vehicle for a job without compensation for mileage would you? Heck no. Would you stop at asking fuel to be provided? Nope. You would need to be reimbursed for wear and tear, maintence and upkeep and hopefully enough to set aside a little for the new car you will need sooner since you're utilizing the life of your vehicle for work. If you don't get all this your use of vehicle for company purposes is costing you. No different as an employee. A job should pay enough to provide fuel (food/shelter to rest) Healthcare (maintenance and upkeep) and a bit extra for retirementand quality of life (new vehicle). If the job doesn't do that then the employee is losing money utilizing their life, their youth, and and their health to provide for the employer. The employee is free to quit and start any business they like and pay themselves whatever salary that business can afford. They are also free to go find another job that pays them more in line with what they believe they are worth. 3 2 Link to comment
Archy1221 Posted May 19, 2021 Share Posted May 19, 2021 1 hour ago, Born N Bled Red said: ndividual health insurance premium $456 https://www.ehealthinsurance.com/resources/individual-and-family/how-much-does-individual-health-insurance-cost. Obamacare subsidies mean a person at that income doesn’t pay that amount for insurance 2 Link to comment
Born N Bled Red Posted May 19, 2021 Share Posted May 19, 2021 2 minutes ago, Archy1221 said: Obamacare subsidies mean a person at that income doesn’t pay that amount for insurance No one is making it on a single $15 an hour 40 hr/ week anywhere without a second job, government assistance, or lots of overtime. If you think they are, you're not seeing the whole picture. Don't know how much more I can break it down for you. So subsidies qualify as government assistance not??? Link to comment
Archy1221 Posted May 19, 2021 Share Posted May 19, 2021 1 hour ago, Born N Bled Red said: $15/ hr is $2,400 monthly assuming four 40 hr weeks. After tax, you're looking at $1,801 take home. https://smartasset.com/taxes/nebraska-paycheck-calculator#IT0Rc2fc7R Let's say they pay $500/ a month in rent. Which is about average in the little town of 800 I live in. So now, we have $1301. Let's add in a $200 car payment (on a high mileage vehicle requiring frequent repairs, $50 car insurance payment (liability only), and lets say they fill their gas tank once a week at $35 per pop ($140 monthly). Now we got $911 left. Utilities in this old small town house with terrible insulation run about 300/ month. Now down to $611. Individual health insurance premium $456 https://www.ehealthinsurance.com/resources/individual-and-family/how-much-does-individual-health-insurance-cost. Now we are down to $155. Single line phone bill $60. Now down to $95 for the month for food, entertainment, medical bills, dental bills, eye care, unexpected vehicle, appliance breakdowns, retirement contributions etc. No one is making it on a single $15 an hour 40 hr/ week anywhere without a second job, government assistance, or lots of overtime. If you think they are, you're not seeing the whole picture. Don't know how much more I can break it down for you. No one making 28kper year is paying 17.3% in income taxes. Just look at the federal and different state tax tables to see for yourself. 1 Link to comment
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